Alvarez Serra & Asociados, insurance brokers since 1988
ESENDEFR

SMEs and corporate businesses

An insurance programme
that matches your operations.

We analyse your business risks to design, review and update an insurance programme aligned with your assets, your team and your activities.

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A comprehensive view of your business

Protection for what
keeps your business running.

We serve businesses of different sizes and sectors. Our advice starts with your circumstances, rather than a single standard solution.

01

Group health and life insurance

Programmes to protect your employees, based on your business needs and the characteristics of the group.

  • Local and international health cover, depending on the product.
  • Group life insurance.
  • Programme follow-up and review.
02

Property and business continuity

Assessment of protection needs for your assets and business operations.

  • Buildings, facilities, stock and equipment.
  • Fire and other property risks.
  • Business interruption, where included in the programme.
03

Vehicles and fleets

Programmes for business and commercial vehicles, taking their function and exposure into account.

  • Analysis of fleet characteristics and use.
  • Own damage and third-party liability.
  • Renewal and claims follow-up.
04

Liability insurance

Identification of third-party exposures based on your activities and contractual commitments.

  • Operational liability.
  • Professional liability.
  • Assessment of required limits and extensions.
05

Construction and engineering risks

Insurance for projects, equipment and activities requiring a technical risk assessment.

  • Contractors’ and erection all risks insurance.
  • Contractors’ equipment and machinery.
  • Assessment of project-specific needs.
06

Cargo, surety bonds and other solutions

Advice on the specific risks and obligations of your business activities.

  • Cargo insurance.
  • Surety bonds according to requirements.
  • Other specialised risks.

Experience across sectors

Every activity has
its own risks.

Retail

Premises, stock and exposure to customers and third parties.

Industry

Facilities, machinery and operational risks.

Hospitality

Property, equipment, guests and business continuity.

Construction

Works, installation, equipment and project liabilities.

Services

Employees, assets and liabilities associated with the activity.

These are examples of the sectors we serve; each assessment is adapted to the business.

Ongoing follow-up

Operations change.
Your programme needs reviewing.

We support you in identifying, analysing and assessing risks, designing insurance-based risk treatment and monitoring the programme.

We review relevant changes in your activities, values, locations and needs to guide updates. If a loss occurs, we provide professional claims handling and follow-up.

The scope of each insurance policy is subject to its terms and to the insurer’s assessment and acceptance.

The next step

Let’s talk about your business risks.

We can start with a new project or a review of your current programme.

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